Personal Banking

Discreet Swiss banking, engineered for your everyday.

Multi-currency accounts, premium payment cards, and a dedicated Zurich relationship manager for individuals and families.

Overview

Sterling & Alpine Trust offers personal banking that combines centuries of Swiss discretion with modern digital convenience. Every client is paired with a personal advisor and gains access to our full suite of accounts, cards, credit and wealth services.

Multi-Currency Accounts

Hold and transact in 25+ currencies with institutional FX rates.

  • CHF, EUR, USD, GBP core wallets
  • Instant internal transfers
  • SWIFT & SEPA global rails

Savings & Time Deposits

Preserve and grow capital with tiered yield structures.

  • Tiered interest up to institutional rates
  • Fixed-term deposits 1–60 months
  • Compound reinvestment option

Premium Cards

Metal debit and credit cards with concierge and travel benefits.

  • Sterling Noir metal card
  • Global airport lounge access
  • 24/7 concierge desk

Mortgages & Lombard

Property financing and securities-backed credit lines.

  • Swiss & international mortgages
  • Lombard loans on portfolios
  • Flexible drawdown

Travel & Lifestyle

Global travel insurance, medical assistance and lifestyle services.

  • Worldwide medical evacuation
  • Trip cancellation cover
  • Priority visa concierge

Wealth Protection

Fraud monitoring, biometric access and vaulted key custody.

  • 24/7 fraud analytics
  • Biometric & hardware key MFA
  • Insured Swiss vault storage

Open a private account

Begin your relationship with a dedicated Swiss advisor. Onboarding typically completes within 3–5 business days.